Call reports 2003
1ST BANK — 2003
What 1ST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 44,690,000 | 42,622,000 | 46,038,000 | 45,579,000 |
| Total loans | 32,454,000 | 32,943,000 | 33,905,000 | 30,948,000 |
| Allowance for loan losses | 763,000 | 767,000 | 773,000 | 715,000 |
| Securities available for sale | 1,074,000 | 1,076,000 | 372,000 | 371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,663,000 | 36,508,000 | 39,656,000 | 39,605,000 |
| Interest-bearing deposits | 31,188,000 | 29,771,000 | 30,056,000 | 31,101,000 |
| Noninterest-bearing deposits | 7,475,000 | 6,737,000 | 9,600,000 | 8,504,000 |
| Equity capital | 5,661,000 | 5,734,000 | 5,824,000 | 5,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,262,000 | 1,865,000 | 2,428,000 |
| Interest expense | 160,000 | 290,000 | 406,000 | 514,000 |
| Net interest income | 475,000 | 972,000 | 1,459,000 | 1,914,000 |
| Noninterest income | 96,000 | 178,000 | 280,000 | 368,000 |
| Noninterest expense | 293,000 | 585,000 | 888,000 | 1,258,000 |
| Provision for loan losses | 0 | 37,000 | 45,000 | 85,000 |
| Pretax income | 278,000 | 528,000 | 806,000 | 939,000 |
| Income tax | 0 | 97,000 | 97,000 | 97,000 |
| Net income | 278,000 | 431,000 | 709,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,656,000 | 5,729,000 | 5,820,000 | 5,711,000 |
| Total capital | 6,084,000 | 6,161,000 | 6,261,000 | 6,126,000 |
| Risk-weighted assets | 33,873,000 | 34,255,000 | 34,957,000 | 32,889,000 |