Call reports 2002
1ST BANK — 2002
What 1ST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,079,000 | 41,899,000 | 43,423,000 | 44,364,000 |
| Total loans | 30,609,000 | 31,908,000 | 34,392,000 | 33,592,000 |
| Allowance for loan losses | 658,000 | 695,000 | 750,000 | 758,000 |
| Securities available for sale | 6,647,000 | 3,425,000 | 2,017,000 | 1,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,143,000 | 35,965,000 | 37,356,000 | 38,638,000 |
| Interest-bearing deposits | 31,790,000 | 29,838,000 | 29,914,000 | 30,350,000 |
| Noninterest-bearing deposits | 6,353,000 | 6,127,000 | 7,442,000 | 8,288,000 |
| Equity capital | 5,424,000 | 5,567,000 | 5,721,000 | 5,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,317,000 | 2,000,000 | 2,642,000 |
| Interest expense | 235,000 | 430,000 | 613,000 | 786,000 |
| Net interest income | 414,000 | 887,000 | 1,387,000 | 1,856,000 |
| Noninterest income | 84,000 | 167,000 | 262,000 | 364,000 |
| Noninterest expense | 271,000 | 587,000 | 864,000 | 1,243,000 |
| Provision for loan losses | 0 | 43,000 | 96,000 | 107,000 |
| Pretax income | 227,000 | 424,000 | 689,000 | 870,000 |
| Income tax | 88,000 | 163,000 | 265,000 | 333,000 |
| Net income | 139,000 | 261,000 | 424,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,431,000 | 5,553,000 | 5,717,000 | 5,490,000 |
| Total capital | 5,888,000 | 5,975,000 | 6,179,000 | 5,935,000 |
| Risk-weighted assets | 36,331,000 | 33,518,000 | 36,633,000 | 35,272,000 |