Call reports 2001
1ST BANK — 2001
What 1ST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,914,000 | 43,226,000 | 43,916,000 | 47,474,000 |
| Total loans | 27,237,000 | 29,694,000 | 28,223,000 | 31,313,000 |
| Allowance for loan losses | 577,000 | 606,000 | 627,000 | 654,000 |
| Securities available for sale | 10,241,000 | 7,870,000 | 9,526,000 | 10,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,014,000 | 36,878,000 | 37,410,000 | 40,843,000 |
| Interest-bearing deposits | 30,084,000 | 30,690,000 | 30,664,000 | 32,367,000 |
| Noninterest-bearing deposits | 6,930,000 | 6,188,000 | 6,746,000 | 8,476,000 |
| Equity capital | 5,279,000 | 5,461,000 | 5,593,000 | 5,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,695,000 | 2,480,000 | 3,205,000 |
| Interest expense | 400,000 | 763,000 | 1,093,000 | 1,379,000 |
| Net interest income | 461,000 | 932,000 | 1,387,000 | 1,826,000 |
| Noninterest income | 91,000 | 173,000 | 256,000 | 539,000 |
| Noninterest expense | 315,000 | 619,000 | 899,000 | 1,279,000 |
| Provision for loan losses | 0 | -36,000 | -19,000 | 4,000 |
| Pretax income | 237,000 | 522,000 | 763,000 | 1,082,000 |
| Income tax | 92,000 | 201,000 | 293,000 | 420,000 |
| Net income | 145,000 | 321,000 | 470,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,267,000 | 5,443,000 | 5,566,000 | 5,727,000 |
| Total capital | 5,739,000 | 5,895,000 | 6,016,000 | 6,250,000 |
| Risk-weighted assets | 37,687,000 | 35,987,000 | 35,800,000 | 41,728,000 |