Call reports 2016
FIRST NATIONAL BANK OF EMORY, THE — 2016
What FIRST NATIONAL BANK OF EMORY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 110,593,000 | 103,285,000 |
| Total loans | 37,092,000 | 40,606,000 |
| Allowance for loan losses | 773,000 | 771,000 |
| Securities available for sale | 46,740,000 | 18,484,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 92,980,000 | 88,166,000 |
| Interest-bearing deposits | 56,230,000 | 52,986,000 |
| Noninterest-bearing deposits | 36,750,000 | 35,179,000 |
| Equity capital | 14,137,000 | 13,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 812,000 | 1,548,000 |
| Interest expense | 65,000 | 128,000 |
| Net interest income | 747,000 | 1,420,000 |
| Noninterest income | 177,000 | 367,000 |
| Noninterest expense | 660,000 | 1,785,000 |
| Provision for loan losses | 4,000 | 6,000 |
| Pretax income | 260,000 | 1,477,000 |
| Income tax | 0 | 0 |
| Net income | 260,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 12,682,000 | 13,879,000 |
| Total capital | 13,178,000 | 14,299,000 |
| Risk-weighted assets | 39,377,000 | 33,239,000 |