Call reports 2014
FIRST NATIONAL BANK OF EMORY, THE — 2014
What FIRST NATIONAL BANK OF EMORY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 111,155,000 | 112,555,000 | 111,079,000 | 113,502,000 |
| Total loans | 35,875,000 | 34,838,000 | 33,705,000 | 34,193,000 |
| Allowance for loan losses | 965,000 | 964,000 | 853,000 | 796,000 |
| Securities available for sale | 54,042,000 | 57,277,000 | 53,972,000 | 51,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,743,000 | 91,387,000 | 89,996,000 | 93,416,000 |
| Interest-bearing deposits | 57,544,000 | 55,436,000 | 55,327,000 | 56,171,000 |
| Noninterest-bearing deposits | 33,199,000 | 35,951,000 | 34,670,000 | 37,245,000 |
| Equity capital | 13,323,000 | 13,994,000 | 14,215,000 | 13,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,669,000 | 2,499,000 | 3,335,000 |
| Interest expense | 114,000 | 217,000 | 319,000 | 420,000 |
| Net interest income | 716,000 | 1,452,000 | 2,180,000 | 2,915,000 |
| Noninterest income | 191,000 | 394,000 | 598,000 | 800,000 |
| Noninterest expense | 665,000 | 1,356,000 | 2,017,000 | 2,662,000 |
| Provision for loan losses | 2,000 | 4,000 | 9,000 | 16,000 |
| Pretax income | 240,000 | 486,000 | 752,000 | 1,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 486,000 | 752,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,155,000 | 12,393,000 | 12,649,000 | 11,977,000 |
| Total capital | 12,641,000 | 12,876,000 | 13,111,000 | 12,440,000 |
| Risk-weighted assets | 38,877,000 | 38,140,000 | 36,690,000 | 36,721,000 |