Call reports 2011
FIRST NATIONAL BANK OF EMORY, THE — 2011
What FIRST NATIONAL BANK OF EMORY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,274,000 | 101,158,000 | 100,288,000 | 104,435,000 |
| Total loans | 39,902,000 | 38,598,000 | 37,840,000 | 36,528,000 |
| Allowance for loan losses | 1,118,000 | 1,105,000 | 1,123,000 | 1,209,000 |
| Securities available for sale | 45,220,000 | 50,923,000 | 52,662,000 | 60,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,801,000 | 79,704,000 | 78,407,000 | 82,991,000 |
| Interest-bearing deposits | 61,758,000 | 60,063,000 | 58,101,000 | 62,088,000 |
| Noninterest-bearing deposits | 20,043,000 | 19,641,000 | 20,306,000 | 20,903,000 |
| Equity capital | 12,011,000 | 12,866,000 | 13,487,000 | 13,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,169,000 | 3,252,000 | 4,236,000 |
| Interest expense | 228,000 | 446,000 | 655,000 | 853,000 |
| Net interest income | 833,000 | 1,723,000 | 2,597,000 | 3,383,000 |
| Noninterest income | 146,000 | 316,000 | 479,000 | 647,000 |
| Noninterest expense | 635,000 | 1,432,000 | 2,086,000 | 2,585,000 |
| Provision for loan losses | 48,000 | 49,000 | 94,000 | 189,000 |
| Pretax income | 296,000 | 730,000 | 1,068,000 | 1,428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 730,000 | 1,068,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,567,000 | 10,934,000 | 11,176,000 | 10,978,000 |
| Total capital | 11,070,000 | 11,431,000 | 11,686,000 | 11,485,000 |
| Risk-weighted assets | 39,668,000 | 39,174,000 | 40,157,000 | 39,936,000 |