Call reports 2006
FIRST NATIONAL BANK OF EMORY, THE — 2006
What FIRST NATIONAL BANK OF EMORY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,368,000 | 80,875,000 | 80,331,000 | 83,671,000 |
| Total loans | 38,201,000 | 38,239,000 | 37,536,000 | 37,008,000 |
| Allowance for loan losses | 566,000 | 582,000 | 582,000 | 560,000 |
| Securities available for sale | 30,596,000 | 28,727,000 | 32,794,000 | 39,073,000 |
| Securities held to maturity | 3,632,000 | 3,585,000 | 2,405,000 | 1,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,466,000 | 71,821,000 | 70,215,000 | 72,904,000 |
| Interest-bearing deposits | 54,920,000 | 54,635,000 | 52,863,000 | 55,458,000 |
| Noninterest-bearing deposits | 15,546,000 | 17,186,000 | 17,352,000 | 17,446,000 |
| Equity capital | 7,332,000 | 7,367,000 | 7,975,000 | 7,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,156,000 | 3,276,000 | 4,441,000 |
| Interest expense | 353,000 | 728,000 | 1,136,000 | 1,605,000 |
| Net interest income | 721,000 | 1,428,000 | 2,140,000 | 2,836,000 |
| Noninterest income | 164,000 | 333,000 | 493,000 | 662,000 |
| Noninterest expense | 604,000 | 1,187,000 | 1,779,000 | 2,288,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 162,000 |
| Pretax income | 236,000 | 484,000 | 739,000 | 1,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 484,000 | 739,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,539,000 | 7,745,000 | 7,952,000 | 7,767,000 |
| Total capital | 8,058,000 | 8,260,000 | 8,458,000 | 8,271,000 |
| Risk-weighted assets | 41,489,000 | 41,202,000 | 40,459,000 | 40,290,000 |