Call reports 2005

FIRST NATIONAL BANK OF EMORY, THE — 2005

Name: FIRST NATIONAL BANK OF EMORY, THE — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF EMORY, THE

What FIRST NATIONAL BANK OF EMORY, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5e69a6a9-611b-45e7-80e1-9bd55989b089/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	75,874,000	76,899,000	78,858,000	80,026,000
Total loans	39,570,000	38,044,000	37,662,000	37,991,000
Allowance for loan losses	607,000	651,000	574,000	556,000
Securities available for sale	24,835,000	23,927,000	28,542,000	31,362,000
Securities held to maturity	3,579,000	3,534,000	3,657,000	3,632,000
Trading assets	0	0	0	0
Total deposits	67,304,000	67,946,000	69,767,000	71,538,000
Interest-bearing deposits	52,454,000	52,487,000	52,838,000	54,624,000
Noninterest-bearing deposits	14,850,000	15,459,000	16,929,000	16,914,000
Equity capital	7,199,000	7,514,000	7,578,000	7,148,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	964,000	1,924,000	2,899,000	3,938,000
Interest expense	230,000	484,000	763,000	1,094,000
Net interest income	734,000	1,440,000	2,136,000	2,844,000
Noninterest income	176,000	340,000	514,000	686,000
Noninterest expense	636,000	1,237,000	1,864,000	2,467,000
Provision for loan losses	60,000	120,000	170,000	215,000
Pretax income	214,000	423,000	616,000	848,000
Income tax	0	0	0	0
Net income	214,000	423,000	616,000	848,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	7,189,000	7,315,000	7,467,000	7,278,000
Total capital	7,708,000	7,828,000	7,983,000	7,798,000
Risk-weighted assets	41,705,000	41,183,000	41,570,000	41,437,000