Call reports 2002
FIRST NATIONAL BANK OF EMORY, THE — 2002
What FIRST NATIONAL BANK OF EMORY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,655,000 | 71,815,000 | 71,723,000 | 70,807,000 |
| Total loans | 41,310,000 | 41,535,000 | 41,880,000 | 41,672,000 |
| Allowance for loan losses | 405,000 | 485,000 | 505,000 | 578,000 |
| Securities available for sale | 21,216,000 | 17,625,000 | 16,647,000 | 20,444,000 |
| Securities held to maturity | 2,945,000 | 2,746,000 | 2,706,000 | 2,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,017,000 | 60,955,000 | 60,592,000 | 61,839,000 |
| Interest-bearing deposits | 52,711,000 | 49,739,000 | 49,922,000 | 50,584,000 |
| Noninterest-bearing deposits | 10,306,000 | 11,216,000 | 10,670,000 | 11,255,000 |
| Equity capital | 7,100,000 | 7,186,000 | 7,302,000 | 7,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,291,000 | 3,386,000 | 4,470,000 |
| Interest expense | 401,000 | 770,000 | 1,096,000 | 1,382,000 |
| Net interest income | 769,000 | 1,521,000 | 2,290,000 | 3,088,000 |
| Noninterest income | 102,000 | 246,000 | 392,000 | 543,000 |
| Noninterest expense | 561,000 | 1,130,000 | 1,815,000 | 2,335,000 |
| Provision for loan losses | 75,000 | 250,000 | 340,000 | 525,000 |
| Pretax income | 235,000 | 387,000 | 589,000 | 833,000 |
| Income tax | 0 | 2,000 | 5,000 | 8,000 |
| Net income | 235,000 | 385,000 | 584,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,672,000 | 6,746,000 | 6,900,000 | 6,630,000 |
| Total capital | 7,077,000 | 7,231,000 | 7,405,000 | 7,151,000 |
| Risk-weighted assets | 42,179,000 | 42,134,000 | 42,222,000 | 41,631,000 |