Call reports 2001
FIRST NATIONAL BANK OF EMORY, THE — 2001
What FIRST NATIONAL BANK OF EMORY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,095,000 | 72,440,000 | 72,861,000 | 75,355,000 |
| Total loans | 40,765,000 | 40,182,000 | 40,973,000 | 40,301,000 |
| Allowance for loan losses | 664,000 | 363,000 | 362,000 | 337,000 |
| Securities available for sale | 16,311,000 | 19,117,000 | 20,739,000 | 24,981,000 |
| Securities held to maturity | 3,883,000 | 2,413,000 | 2,812,000 | 2,947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,109,000 | 62,472,000 | 62,440,000 | 65,269,000 |
| Interest-bearing deposits | 53,238,000 | 51,520,000 | 51,495,000 | 54,263,000 |
| Noninterest-bearing deposits | 9,871,000 | 10,952,000 | 10,945,000 | 11,006,000 |
| Equity capital | 6,405,000 | 6,384,000 | 6,811,000 | 6,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,611,000 | 3,875,000 | 5,151,000 |
| Interest expense | 671,000 | 1,252,000 | 1,807,000 | 2,278,000 |
| Net interest income | 683,000 | 1,359,000 | 2,068,000 | 2,873,000 |
| Noninterest income | 118,000 | 224,000 | 339,000 | 487,000 |
| Noninterest expense | 440,000 | 947,000 | 1,421,000 | 1,940,000 |
| Provision for loan losses | 295,000 | 400,000 | 455,000 | 590,000 |
| Pretax income | 347,000 | 592,000 | 887,000 | 1,185,000 |
| Income tax | 4,000 | 7,000 | 10,000 | 0 |
| Net income | 343,000 | 585,000 | 877,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,201,000 | 6,266,000 | 6,503,000 | 6,436,000 |
| Total capital | 6,712,000 | 6,629,000 | 6,856,000 | 6,773,000 |
| Risk-weighted assets | 40,708,000 | 40,993,000 | 41,662,000 | 42,372,000 |