Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 334,584,000 | 330,626,000 | 323,894,000 | 341,323,000 |
| Total loans | 236,888,000 | 244,358,000 | 251,326,000 | 255,914,000 |
| Allowance for loan losses | 2,178,000 | 2,178,000 | 2,374,000 | 2,277,000 |
| Securities available for sale | 40,622,000 | 43,034,000 | 44,740,000 | 40,597,000 |
| Securities held to maturity | 71,000 | 71,000 | 38,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,814,000 | 279,561,000 | 270,795,000 | 287,785,000 |
| Interest-bearing deposits | 214,771,000 | 209,014,000 | 203,099,000 | 218,377,000 |
| Noninterest-bearing deposits | 69,043,000 | 70,547,000 | 67,696,000 | 69,408,000 |
| Equity capital | 48,667,000 | 48,820,000 | 50,619,000 | 50,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,456,000 | 9,008,000 | 13,579,000 | 18,244,000 |
| Interest expense | 1,116,000 | 2,204,000 | 3,273,000 | 4,438,000 |
| Net interest income | 3,340,000 | 6,804,000 | 10,306,000 | 13,806,000 |
| Noninterest income | 375,000 | 719,000 | 1,098,000 | 1,499,000 |
| Noninterest expense | 2,179,000 | 4,311,000 | 6,347,000 | 8,666,000 |
| Provision for loan losses | 0 | 0 | 196,000 | 196,000 |
| Pretax income | 1,495,000 | 3,186,000 | 4,838,000 | 6,432,000 |
| Income tax | -80,000 | -56,000 | 92,000 | 113,000 |
| Net income | 1,575,000 | 3,242,000 | 4,746,000 | 6,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,792,000 | 50,935,000 | 51,898,000 | 51,921,000 |
| Total capital | 53,096,000 | 53,228,000 | 54,370,000 | 54,283,000 |
| Risk-weighted assets | 262,356,000 | 271,298,000 | 275,570,000 | 280,961,000 |