Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 253,241,000 | 254,551,000 | 252,522,000 | 260,769,000 |
| Total loans | 183,692,000 | 189,653,000 | 191,230,000 | 192,464,000 |
| Allowance for loan losses | 1,744,000 | 1,745,000 | 1,731,000 | 1,728,000 |
| Securities available for sale | 43,880,000 | 43,226,000 | 36,137,000 | 35,859,000 |
| Securities held to maturity | 1,519,000 | 1,519,000 | 2,681,000 | 2,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,986,000 | 212,576,000 | 215,738,000 | 219,999,000 |
| Interest-bearing deposits | 152,116,000 | 151,038,000 | 152,991,000 | 151,650,000 |
| Noninterest-bearing deposits | 65,870,000 | 61,538,000 | 62,747,000 | 68,349,000 |
| Equity capital | 33,579,000 | 34,282,000 | 34,982,000 | 35,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,555,000 | 5,171,000 | 7,859,000 | 10,513,000 |
| Interest expense | 285,000 | 602,000 | 939,000 | 1,257,000 |
| Net interest income | 2,270,000 | 4,569,000 | 6,920,000 | 9,256,000 |
| Noninterest income | 365,000 | 704,000 | 1,055,000 | 1,463,000 |
| Noninterest expense | 1,691,000 | 3,381,000 | 5,066,000 | 6,984,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 949,000 | 1,926,000 | 3,034,000 | 3,861,000 |
| Income tax | 12,000 | 26,000 | 42,000 | 54,000 |
| Net income | 937,000 | 1,900,000 | 2,992,000 | 3,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,500,000 | 33,775,000 | 34,497,000 | 35,056,000 |
| Total capital | 35,244,000 | 35,555,000 | 36,228,000 | 36,784,000 |
| Risk-weighted assets | 207,802,000 | 216,966,000 | 218,629,000 | 221,486,000 |