Call reports 2017
FARMERS STATE BANK — 2017
What FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 253,785,000 | 248,239,000 | 245,793,000 | 250,573,000 |
| Total loans | 179,980,000 | 181,285,000 | 182,511,000 | 183,835,000 |
| Allowance for loan losses | 1,857,000 | 1,812,000 | 1,678,000 | 1,703,000 |
| Securities available for sale | 40,504,000 | 40,461,000 | 38,847,000 | 38,315,000 |
| Securities held to maturity | 1,585,000 | 1,585,000 | 1,552,000 | 1,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,706,000 | 216,513,000 | 213,590,000 | 218,150,000 |
| Interest-bearing deposits | 162,894,000 | 163,508,000 | 161,343,000 | 156,274,000 |
| Noninterest-bearing deposits | 59,812,000 | 53,005,000 | 52,247,000 | 61,876,000 |
| Equity capital | 29,562,000 | 29,985,000 | 30,471,000 | 30,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,416,000 | 6,815,000 | 9,113,000 |
| Interest expense | 165,000 | 329,000 | 501,000 | 668,000 |
| Net interest income | 1,983,000 | 4,087,000 | 6,314,000 | 8,445,000 |
| Noninterest income | 453,000 | 847,000 | 1,174,000 | 1,520,000 |
| Noninterest expense | 1,745,000 | 3,534,000 | 5,361,000 | 7,248,000 |
| Provision for loan losses | -100,000 | -100,000 | -218,000 | -320,000 |
| Pretax income | 777,000 | 1,486,000 | 2,330,000 | 3,022,000 |
| Income tax | 3,000 | 18,000 | 29,000 | 38,000 |
| Net income | 774,000 | 1,468,000 | 2,301,000 | 2,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,285,000 | 29,433,000 | 30,011,000 | 30,431,000 |
| Total capital | 31,151,000 | 31,256,000 | 31,702,000 | 32,148,000 |
| Risk-weighted assets | 204,985,000 | 204,712,000 | 205,107,000 | 207,877,000 |