Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 240,559,000 | 242,039,000 | 242,556,000 | 244,770,000 |
| Total loans | 181,445,000 | 185,511,000 | 188,649,000 | 185,579,000 |
| Allowance for loan losses | 1,999,000 | 2,002,000 | 1,999,000 | 2,004,000 |
| Securities available for sale | 38,735,000 | 36,882,000 | 33,339,000 | 32,877,000 |
| Securities held to maturity | 1,618,000 | 1,618,000 | 1,585,000 | 1,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,349,000 | 205,491,000 | 206,934,000 | 214,191,000 |
| Interest-bearing deposits | 161,718,000 | 157,841,000 | 153,325,000 | 155,530,000 |
| Noninterest-bearing deposits | 48,631,000 | 47,650,000 | 53,609,000 | 58,661,000 |
| Equity capital | 28,618,000 | 28,797,000 | 29,033,000 | 28,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,292,000 | 6,515,000 | 8,712,000 |
| Interest expense | 180,000 | 353,000 | 524,000 | 697,000 |
| Net interest income | 1,950,000 | 3,939,000 | 5,991,000 | 8,015,000 |
| Noninterest income | 293,000 | 659,000 | 1,066,000 | 1,446,000 |
| Noninterest expense | 1,729,000 | 3,618,000 | 5,486,000 | 7,364,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 509,000 | 975,000 | 1,612,000 | 2,138,000 |
| Income tax | 5,000 | 11,000 | 11,000 | 26,000 |
| Net income | 504,000 | 964,000 | 1,601,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,770,000 | 27,781,000 | 28,214,000 | 28,710,000 |
| Total capital | 29,774,000 | 29,787,000 | 30,219,000 | 30,719,000 |
| Risk-weighted assets | 200,777,000 | 204,385,000 | 207,264,000 | 206,515,000 |