Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 235,564,000 | 239,192,000 | 241,436,000 | 248,138,000 |
| Total loans | 170,053,000 | 177,930,000 | 179,686,000 | 183,214,000 |
| Allowance for loan losses | 2,004,000 | 2,009,000 | 2,009,000 | 1,996,000 |
| Securities available for sale | 45,339,000 | 44,799,000 | 42,390,000 | 40,381,000 |
| Securities held to maturity | 1,401,000 | 1,401,000 | 1,368,000 | 1,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,350,000 | 198,715,000 | 208,129,000 | 208,318,000 |
| Interest-bearing deposits | 156,934,000 | 153,907,000 | 161,943,000 | 157,555,000 |
| Noninterest-bearing deposits | 48,416,000 | 44,808,000 | 46,186,000 | 50,763,000 |
| Equity capital | 28,163,000 | 27,726,000 | 28,838,000 | 28,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,244,000 | 6,408,000 | 8,574,000 |
| Interest expense | 181,000 | 367,000 | 561,000 | 740,000 |
| Net interest income | 1,910,000 | 3,877,000 | 5,847,000 | 7,834,000 |
| Noninterest income | 276,000 | 567,000 | 1,023,000 | 1,406,000 |
| Noninterest expense | 1,738,000 | 3,553,000 | 4,909,000 | 6,731,000 |
| Provision for loan losses | -70,000 | -70,000 | -70,000 | -70,000 |
| Pretax income | 518,000 | 937,000 | 2,031,000 | 2,579,000 |
| Income tax | 5,000 | 10,000 | 26,000 | 33,000 |
| Net income | 513,000 | 927,000 | 2,005,000 | 2,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,039,000 | 26,978,000 | 27,956,000 | 27,479,000 |
| Total capital | 29,044,000 | 28,989,000 | 29,967,000 | 29,477,000 |
| Risk-weighted assets | 185,025,000 | 192,452,000 | 194,841,000 | 199,351,000 |