Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 237,477,000 | 233,324,000 | 236,945,000 | 235,875,000 |
| Total loans | 158,665,000 | 159,361,000 | 158,016,000 | 163,277,000 |
| Allowance for loan losses | 2,688,000 | 2,877,000 | 2,930,000 | 2,623,000 |
| Securities available for sale | 55,316,000 | 56,568,000 | 54,398,000 | 52,579,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,928,000 | 206,462,000 | 205,514,000 | 200,821,000 |
| Interest-bearing deposits | 176,298,000 | 170,205,000 | 168,216,000 | 163,236,000 |
| Noninterest-bearing deposits | 35,630,000 | 36,257,000 | 37,298,000 | 37,585,000 |
| Equity capital | 23,975,000 | 25,191,000 | 26,734,000 | 27,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,420,000 | 8,066,000 | 10,703,000 |
| Interest expense | 460,000 | 876,000 | 1,247,000 | 1,595,000 |
| Net interest income | 2,237,000 | 4,544,000 | 6,819,000 | 9,108,000 |
| Noninterest income | 389,000 | 806,000 | 1,362,000 | 1,809,000 |
| Noninterest expense | 1,797,000 | 3,622,000 | 5,297,000 | 7,123,000 |
| Provision for loan losses | 213,000 | 430,000 | 555,000 | 605,000 |
| Pretax income | 622,000 | 1,304,000 | 2,542,000 | 3,402,000 |
| Income tax | -4,000 | 7,000 | 32,000 | 29,000 |
| Net income | 626,000 | 1,297,000 | 2,510,000 | 3,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,283,000 | 23,254,000 | 24,218,000 | 24,881,000 |
| Total capital | 25,559,000 | 25,429,000 | 26,397,000 | 27,111,000 |
| Risk-weighted assets | 181,632,000 | 173,193,000 | 173,554,000 | 177,969,000 |