Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 138,429,000 | 140,702,000 | 144,481,000 | 153,577,000 |
| Total loans | 97,117,000 | 101,684,000 | 103,058,000 | 110,003,000 |
| Allowance for loan losses | 962,000 | 1,005,000 | 1,029,000 | 1,101,000 |
| Securities available for sale | 21,259,000 | 22,114,000 | 23,455,000 | 23,337,000 |
| Securities held to maturity | 750,000 | 750,000 | 812,000 | 812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,544,000 | 124,399,000 | 127,486,000 | 136,657,000 |
| Interest-bearing deposits | 109,603,000 | 112,121,000 | 115,176,000 | 120,860,000 |
| Noninterest-bearing deposits | 12,941,000 | 12,278,000 | 12,310,000 | 15,797,000 |
| Equity capital | 14,013,000 | 14,582,000 | 15,184,000 | 15,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 4,082,000 | 6,185,000 | 8,296,000 |
| Interest expense | 964,000 | 1,873,000 | 2,782,000 | 3,650,000 |
| Net interest income | 1,061,000 | 2,209,000 | 3,403,000 | 4,646,000 |
| Noninterest income | 374,000 | 716,000 | 1,104,000 | 1,508,000 |
| Noninterest expense | 1,132,000 | 2,193,000 | 3,257,000 | 4,406,000 |
| Provision for loan losses | 30,000 | 86,000 | 117,000 | 342,000 |
| Pretax income | 273,000 | 646,000 | 1,133,000 | 1,406,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 273,000 | 646,000 | 1,133,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,164,000 | 13,453,000 | 13,856,000 | 14,008,000 |
| Total capital | 14,126,000 | 14,458,000 | 14,885,000 | 15,109,000 |
| Risk-weighted assets | 108,272,000 | 112,826,000 | 115,273,000 | 123,030,000 |