Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,881,000 | 131,906,000 | 131,640,000 | 138,481,000 |
| Total loans | 88,257,000 | 93,441,000 | 95,787,000 | 96,117,000 |
| Allowance for loan losses | 873,000 | 915,000 | 946,000 | 943,000 |
| Securities available for sale | 24,273,000 | 23,180,000 | 22,202,000 | 23,112,000 |
| Securities held to maturity | 750,000 | 750,000 | 750,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,298,000 | 113,009,000 | 114,739,000 | 121,536,000 |
| Interest-bearing deposits | 102,991,000 | 100,762,000 | 102,653,000 | 108,450,000 |
| Noninterest-bearing deposits | 10,307,000 | 12,247,000 | 12,086,000 | 13,086,000 |
| Equity capital | 14,421,000 | 14,878,000 | 14,606,000 | 14,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,255,000 | 4,503,000 | 6,760,000 | 9,009,000 |
| Interest expense | 1,285,000 | 2,505,000 | 3,688,000 | 4,792,000 |
| Net interest income | 970,000 | 1,998,000 | 3,072,000 | 4,217,000 |
| Noninterest income | 435,000 | 905,000 | 1,310,000 | 1,792,000 |
| Noninterest expense | 1,141,000 | 2,102,000 | 3,148,000 | 4,205,000 |
| Provision for loan losses | 25,000 | 75,000 | 110,000 | 266,000 |
| Pretax income | 239,000 | 726,000 | 1,080,000 | 1,489,000 |
| Income tax | 75,000 | 100,000 | 838,000 | 754,000 |
| Net income | 164,000 | 626,000 | 242,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,398,000 | 13,871,000 | 13,368,000 | 13,873,000 |
| Total capital | 14,271,000 | 14,786,000 | 14,314,000 | 14,816,000 |
| Risk-weighted assets | 98,589,000 | 104,684,000 | 106,630,000 | 107,979,000 |