Call reports 2001
BANK OF SANTA CLARA — 2001
What BANK OF SANTA CLARA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 403,587,000 | 527,601,000 | 540,779,000 | 538,775,000 |
| Total loans | 253,088,000 | 248,560,000 | 240,824,000 | 236,211,000 |
| Allowance for loan losses | 6,510,000 | 6,194,000 | 6,176,000 | 5,963,000 |
| Securities available for sale | 105,044,000 | 179,821,000 | 223,286,000 | 235,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,275,000 | 348,215,000 | 342,994,000 | 351,714,000 |
| Interest-bearing deposits | 317,147,000 | 312,847,000 | 311,719,000 | 313,762,000 |
| Noninterest-bearing deposits | 48,128,000 | 35,368,000 | 31,275,000 | 37,952,000 |
| Equity capital | 33,710,000 | 35,438,000 | 38,009,000 | 38,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,488,000 | 15,559,000 | 24,788,000 | 33,888,000 |
| Interest expense | 2,413,000 | 4,877,000 | 8,171,000 | 11,040,000 |
| Net interest income | 5,075,000 | 10,682,000 | 16,617,000 | 22,848,000 |
| Noninterest income | 680,000 | 1,333,000 | 1,998,000 | 2,771,000 |
| Noninterest expense | 3,660,000 | 7,311,000 | 10,966,000 | 14,491,000 |
| Provision for loan losses | 151,000 | -42,000 | -62,000 | -173,000 |
| Pretax income | 1,948,000 | 4,926,000 | 7,940,000 | 11,525,000 |
| Income tax | 711,000 | 1,812,000 | 2,943,000 | 4,288,000 |
| Net income | 1,237,000 | 3,114,000 | 4,997,000 | 7,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,614,000 | 35,082,000 | 36,534,000 | 38,278,000 |
| Total capital | 37,491,000 | 39,012,000 | 40,513,000 | 42,225,000 |
| Risk-weighted assets | 307,543,000 | 312,172,000 | 316,146,000 | 313,761,000 |