Call report 2005Q4
INDEPENDENCE BANK — 2005Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,477,000 | USD | evidence → |
| Total loans | 121,628,000 | USD | evidence → |
| Allowance for loan losses | 1,228,000 | USD | evidence → |
| Securities available for sale | 9,914,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,207,000 | USD | evidence → |
| Interest-bearing deposits | 81,101,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,000 | USD | evidence → |
| Equity capital | 22,785,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,064,000 | USD | evidence → |
| Interest expense | 1,703,000 | USD | evidence → |
| Net interest income | 1,361,000 | USD | evidence → |
| Noninterest income | 72,000 | USD | evidence → |
| Noninterest expense | 2,048,000 | USD | evidence → |
| Provision for loan losses | 1,200,000 | USD | evidence → |
| Pretax income | -1,815,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,815,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,911,000 | USD | evidence → |
| Total capital | 24,139,000 | USD | evidence → |
| Risk-weighted assets | 136,920,000 | USD | evidence → |