Call report 2004Q4
INDEPENDENCE BANK — 2004Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 17,396,000 | USD | evidence → |
| Total loans | 5,274,000 | USD | evidence → |
| Allowance for loan losses | 28,000 | USD | evidence → |
| Securities available for sale | 7,999,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 9,244,000 | USD | evidence → |
| Interest-bearing deposits | 9,204,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,000 | USD | evidence → |
| Equity capital | 8,104,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 104,000 | USD | evidence → |
| Interest expense | 28,000 | USD | evidence → |
| Net interest income | 76,000 | USD | evidence → |
| Noninterest income | 0 | USD | evidence → |
| Noninterest expense | 424,000 | USD | evidence → |
| Provision for loan losses | 28,000 | USD | evidence → |
| Pretax income | -376,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -376,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,124,000 | USD | evidence → |
| Total capital | 8,152,000 | USD | evidence → |
| Risk-weighted assets | 6,410,000 | USD | evidence → |