Call reports 2026
WEST CENTRAL BANK — 2026
What WEST CENTRAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 237,943,000 | 232,236,000 |
| Total loans | 176,906,000 | 173,647,000 |
| Allowance for loan losses | 2,008,000 | 1,459,000 |
| Securities available for sale | 47,012,000 | 46,511,000 |
| Securities held to maturity | 36,000 | 36,000 |
| Trading assets | 0 | 0 |
| Total deposits | 212,607,000 | 207,120,000 |
| Interest-bearing deposits | 158,656,000 | 155,467,000 |
| Noninterest-bearing deposits | 53,951,000 | 51,653,000 |
| Equity capital | 22,585,000 | 22,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,313,000 | 6,601,000 |
| Interest expense | 854,000 | 1,566,000 |
| Net interest income | 2,459,000 | 5,035,000 |
| Noninterest income | 737,000 | 1,407,000 |
| Noninterest expense | 1,921,000 | 4,114,000 |
| Provision for loan losses | 300,000 | 800,000 |
| Pretax income | 977,000 | 1,530,000 |
| Income tax | 0 | 0 |
| Net income | 977,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,656,000 | 27,996,000 |