Call report 2025Q4
WEST CENTRAL BANK — 2025Q4
The 22 measures WEST CENTRAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 246,489,000 | USD | evidence → |
| Total loans | 182,785,000 | USD | evidence → |
| Allowance for loan losses | 1,933,000 | USD | evidence → |
| Securities available for sale | 48,755,000 | USD | evidence → |
| Securities held to maturity | 36,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,196,000 | USD | evidence → |
| Interest-bearing deposits | 157,401,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,795,000 | USD | evidence → |
| Equity capital | 22,450,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,215,000 | USD | evidence → |
| Interest expense | 4,040,000 | USD | evidence → |
| Net interest income | 9,175,000 | USD | evidence → |
| Noninterest income | 2,857,000 | USD | evidence → |
| Noninterest expense | 7,886,000 | USD | evidence → |
| Provision for loan losses | 1,485,000 | USD | evidence → |
| Pretax income | 2,622,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,622,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,848,000 | USD | evidence → |