Call reports 2021
WEST CENTRAL BANK — 2021
What WEST CENTRAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 223,521,000 | 224,620,000 | 221,685,000 | 225,552,000 |
| Total loans | 138,433,000 | 138,661,000 | 137,779,000 | 140,698,000 |
| Allowance for loan losses | 1,393,000 | 1,361,000 | 1,361,000 | 1,032,000 |
| Securities available for sale | 34,320,000 | 50,126,000 | 54,895,000 | 56,426,000 |
| Securities held to maturity | 390,000 | 256,000 | 256,000 | 256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,802,000 | 192,196,000 | 189,250,000 | 195,819,000 |
| Interest-bearing deposits | 142,316,000 | 142,219,000 | 143,736,000 | 144,172,000 |
| Noninterest-bearing deposits | 50,486,000 | 49,977,000 | 45,514,000 | 51,647,000 |
| Equity capital | 22,083,000 | 22,813,000 | 23,175,000 | 21,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,084,000 | 4,066,000 | 5,939,000 | 7,758,000 |
| Interest expense | 251,000 | 498,000 | 712,000 | 895,000 |
| Net interest income | 1,833,000 | 3,568,000 | 5,227,000 | 6,863,000 |
| Noninterest income | 674,000 | 1,396,000 | 2,102,000 | 2,907,000 |
| Noninterest expense | 1,773,000 | 3,543,000 | 5,449,000 | 7,321,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 1,594,000 |
| Pretax income | 669,000 | 1,356,000 | 1,815,000 | 855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 669,000 | 1,356,000 | 1,815,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,711,000 | 21,335,000 | 21,730,000 | 20,697,000 |