Call reports 2017
WEST CENTRAL BANK — 2017
What WEST CENTRAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 188,656,000 | 183,237,000 | 188,434,000 | 191,154,000 |
| Total loans | 153,214,000 | 153,307,000 | 157,054,000 | 156,568,000 |
| Allowance for loan losses | 1,150,000 | 1,143,000 | 1,150,000 | 1,343,000 |
| Securities available for sale | 14,851,000 | 15,744,000 | 15,337,000 | 14,647,000 |
| Securities held to maturity | 1,070,000 | 865,000 | 865,000 | 865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,010,000 | 163,477,000 | 168,553,000 | 171,314,000 |
| Interest-bearing deposits | 136,396,000 | 134,403,000 | 140,296,000 | 141,118,000 |
| Noninterest-bearing deposits | 32,614,000 | 29,074,000 | 28,257,000 | 30,196,000 |
| Equity capital | 17,954,000 | 18,212,000 | 18,312,000 | 18,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,763,000 | 5,709,000 | 7,690,000 |
| Interest expense | 224,000 | 451,000 | 684,000 | 939,000 |
| Net interest income | 1,637,000 | 3,312,000 | 5,025,000 | 6,751,000 |
| Noninterest income | 610,000 | 1,004,000 | 1,744,000 | 2,319,000 |
| Noninterest expense | 1,883,000 | 3,810,000 | 5,930,000 | 7,666,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 340,000 |
| Pretax income | 364,000 | 508,000 | 751,000 | 1,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 508,000 | 751,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,030,000 | 16,073,000 | 16,281,000 | 16,356,000 |
| Total capital | 17,179,000 | 17,216,000 | 17,431,000 | 17,699,000 |
| Risk-weighted assets | 149,740,000 | 147,284,000 | 151,770,000 | 151,069,000 |