Call reports 2001
WEST CENTRAL BANK — 2001
What WEST CENTRAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,687,000 | 45,848,000 | 45,409,000 | 48,439,000 |
| Total loans | 29,288,000 | 29,047,000 | 30,367,000 | 31,096,000 |
| Allowance for loan losses | 300,000 | 320,000 | 329,000 | 312,000 |
| Securities available for sale | 4,976,000 | 3,977,000 | 4,956,000 | 6,157,000 |
| Securities held to maturity | 2,979,000 | 2,950,000 | 2,849,000 | 2,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,150,000 | 38,120,000 | 37,497,000 | 39,748,000 |
| Interest-bearing deposits | 33,143,000 | 33,724,000 | 33,051,000 | 32,929,000 |
| Noninterest-bearing deposits | 5,007,000 | 4,396,000 | 4,446,000 | 6,819,000 |
| Equity capital | 5,785,000 | 5,874,000 | 6,074,000 | 5,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,626,000 | 2,408,000 | 3,168,000 |
| Interest expense | 403,000 | 800,000 | 1,170,000 | 1,512,000 |
| Net interest income | 419,000 | 826,000 | 1,238,000 | 1,656,000 |
| Noninterest income | 149,000 | 268,000 | 418,000 | 563,000 |
| Noninterest expense | 319,000 | 646,000 | 964,000 | 1,400,000 |
| Provision for loan losses | 10,000 | 25,000 | 35,000 | 35,000 |
| Pretax income | 239,000 | 423,000 | 657,000 | 784,000 |
| Income tax | 54,000 | 110,000 | 183,000 | 213,000 |
| Net income | 185,000 | 313,000 | 474,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,469,000 | 5,562,000 | 5,729,000 | 5,547,000 |
| Total capital | 5,769,000 | 5,882,000 | 6,058,000 | 5,859,000 |
| Risk-weighted assets | 31,852,000 | 31,963,000 | 32,467,000 | 33,761,000 |