Call reports 2014
AMERICAN STATE BANK OF ERSKINE — 2014
What AMERICAN STATE BANK OF ERSKINE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 24,915,000 | 24,308,000 |
| Total loans | 10,071,000 | 10,357,000 |
| Allowance for loan losses | 148,000 | 144,000 |
| Securities available for sale | 5,304,000 | 5,364,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 21,528,000 | 20,836,000 |
| Interest-bearing deposits | 15,341,000 | 15,372,000 |
| Noninterest-bearing deposits | 6,187,000 | 5,464,000 |
| Equity capital | 3,374,000 | 3,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 195,000 | 387,000 |
| Interest expense | 7,000 | 13,000 |
| Net interest income | 188,000 | 374,000 |
| Noninterest income | 33,000 | 71,000 |
| Noninterest expense | 175,000 | 346,000 |
| Provision for loan losses | 1,000 | 1,000 |
| Pretax income | 45,000 | 98,000 |
| Income tax | 0 | 0 |
| Net income | 45,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 3,477,000 | 3,492,000 |
| Total capital | 3,627,000 | 3,638,000 |
| Risk-weighted assets | 12,061,000 | 12,014,000 |