Call reports 2012
AMERICAN STATE BANK OF ERSKINE — 2012
What AMERICAN STATE BANK OF ERSKINE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 24,305,000 | 24,300,000 | 23,889,000 | 24,369,000 |
| Total loans | 10,502,000 | 10,719,000 | 10,634,000 | 11,215,000 |
| Allowance for loan losses | 207,000 | 207,000 | 209,000 | 210,000 |
| Securities available for sale | 4,911,000 | 5,120,000 | 4,783,000 | 6,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,835,000 | 20,769,000 | 20,329,000 | 20,815,000 |
| Interest-bearing deposits | 15,234,000 | 14,865,000 | 14,221,000 | 14,327,000 |
| Noninterest-bearing deposits | 5,601,000 | 5,904,000 | 6,108,000 | 6,488,000 |
| Equity capital | 3,450,000 | 3,508,000 | 3,526,000 | 3,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 420,000 | 624,000 | 834,000 |
| Interest expense | 16,000 | 31,000 | 45,000 | 57,000 |
| Net interest income | 194,000 | 389,000 | 579,000 | 777,000 |
| Noninterest income | 28,000 | 80,000 | 115,000 | 145,000 |
| Noninterest expense | 172,000 | 347,000 | 528,000 | 706,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 5,000 |
| Pretax income | 50,000 | 121,000 | 164,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 121,000 | 164,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,310,000 | 3,329,000 | 3,312,000 | 3,343,000 |
| Total capital | 3,464,000 | 3,484,000 | 3,466,000 | 3,522,000 |
| Risk-weighted assets | 12,188,000 | 12,270,000 | 12,149,000 | 14,131,000 |