Call reports 2011
AMERICAN STATE BANK OF ERSKINE — 2011
What AMERICAN STATE BANK OF ERSKINE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 21,888,000 | 22,676,000 | 23,154,000 | 25,092,000 |
| Total loans | 10,827,000 | 11,455,000 | 11,406,000 | 11,025,000 |
| Allowance for loan losses | 202,000 | 203,000 | 204,000 | 204,000 |
| Securities available for sale | 5,270,000 | 5,399,000 | 5,472,000 | 5,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,839,000 | 19,457,000 | 19,777,000 | 21,690,000 |
| Interest-bearing deposits | 14,820,000 | 14,745,000 | 5,385,000 | 15,085,000 |
| Noninterest-bearing deposits | 4,019,000 | 4,712,000 | 14,392,000 | 6,605,000 |
| Equity capital | 3,027,000 | 3,188,000 | 3,336,000 | 3,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 443,000 | 675,000 | 889,000 |
| Interest expense | 23,000 | 44,000 | 65,000 | 81,000 |
| Net interest income | 200,000 | 399,000 | 610,000 | 808,000 |
| Noninterest income | 33,000 | 72,000 | 109,000 | 143,000 |
| Noninterest expense | 180,000 | 359,000 | 535,000 | 707,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 52,000 | 111,000 | 183,000 | 243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 111,000 | 183,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,170,000 | 3,185,000 | 3,226,000 | 3,260,000 |
| Total capital | 3,319,000 | 3,338,000 | 3,383,000 | 3,419,000 |
| Risk-weighted assets | 11,854,000 | 12,199,000 | 12,404,000 | 12,564,000 |