Call reports 2010
AMERICAN STATE BANK OF ERSKINE — 2010
What AMERICAN STATE BANK OF ERSKINE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 20,526,000 | 20,946,000 | 20,756,000 | 21,001,000 |
| Total loans | 11,700,000 | 11,733,000 | 11,226,000 | 11,328,000 |
| Allowance for loan losses | 188,000 | 197,000 | 202,000 | 206,000 |
| Securities available for sale | 3,868,000 | 2,999,000 | 4,018,000 | 5,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,427,000 | 17,807,000 | 17,563,000 | 18,001,000 |
| Interest-bearing deposits | 14,174,000 | 13,891,000 | 12,697,000 | 14,304,000 |
| Noninterest-bearing deposits | 3,253,000 | 3,916,000 | 4,866,000 | 3,697,000 |
| Equity capital | 3,061,000 | 3,102,000 | 3,147,000 | 2,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 466,000 | 694,000 | 919,000 |
| Interest expense | 35,000 | 67,000 | 98,000 | 125,000 |
| Net interest income | 201,000 | 399,000 | 596,000 | 794,000 |
| Noninterest income | 30,000 | 86,000 | 123,000 | 153,000 |
| Noninterest expense | 181,000 | 363,000 | 543,000 | 713,000 |
| Provision for loan losses | 9,000 | 19,000 | 23,000 | 27,000 |
| Pretax income | 41,000 | 103,000 | 153,000 | 212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 41,000 | 103,000 | 153,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,036,000 | 3,054,000 | 3,085,000 | 3,119,000 |
| Total capital | 3,187,000 | 3,208,000 | 3,233,000 | 3,267,000 |
| Risk-weighted assets | 12,079,000 | 12,241,000 | 11,806,000 | 11,852,000 |