Call reports 2006
1ST SECURITY BANK OF WASHINGTON — 2006
What 1ST SECURITY BANK OF WASHINGTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 255,758,000 | 269,363,000 | 264,810,000 | 257,267,000 |
| Total loans | 216,686,000 | 229,467,000 | 228,012,000 | 220,788,000 |
| Allowance for loan losses | 2,759,000 | 2,736,000 | 2,738,000 | 2,706,000 |
| Securities available for sale | 15,240,000 | 15,184,000 | 15,336,000 | 15,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,649,000 | 203,766,000 | 206,606,000 | 207,054,000 |
| Interest-bearing deposits | 178,267,000 | 171,314,000 | 172,843,000 | 173,416,000 |
| Noninterest-bearing deposits | 31,382,000 | 32,452,000 | 33,763,000 | 33,638,000 |
| Equity capital | 34,433,000 | 34,590,000 | 34,794,000 | 34,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,272,000 | 8,845,000 | 13,279,000 | 17,907,000 |
| Interest expense | 1,096,000 | 2,332,000 | 3,853,000 | 5,536,000 |
| Net interest income | 3,176,000 | 6,513,000 | 9,426,000 | 12,371,000 |
| Noninterest income | 1,317,000 | 1,603,000 | 2,015,000 | 2,654,000 |
| Noninterest expense | 3,170,000 | 6,499,000 | 9,656,000 | 12,961,000 |
| Provision for loan losses | 106,000 | 106,000 | 106,000 | 246,000 |
| Pretax income | 1,217,000 | 1,511,000 | 1,679,000 | 1,818,000 |
| Income tax | 414,000 | 514,000 | 568,000 | 618,000 |
| Net income | 803,000 | 997,000 | 1,111,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,551,000 | 34,201,000 | 34,864,000 | 33,386,000 |
| Total capital | 36,946,000 | 36,765,000 | 37,500,000 | 36,062,000 |
| Risk-weighted assets | 191,245,000 | 204,970,000 | 210,803,000 | 214,070,000 |