Call reports 2005
1ST SECURITY BANK OF WASHINGTON — 2005
What 1ST SECURITY BANK OF WASHINGTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 259,077,000 | 250,309,000 | 256,959,000 | 254,664,000 |
| Total loans | 228,154,000 | 218,758,000 | 218,562,000 | 218,524,000 |
| Allowance for loan losses | 3,323,000 | 2,888,000 | 2,854,000 | 2,719,000 |
| Securities available for sale | 1,499,000 | 5,478,000 | 9,402,000 | 15,316,000 |
| Securities held to maturity | 8,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,964,000 | 207,606,000 | 213,163,000 | 209,292,000 |
| Interest-bearing deposits | 180,936,000 | 176,584,000 | 178,686,000 | 177,027,000 |
| Noninterest-bearing deposits | 32,028,000 | 31,022,000 | 34,477,000 | 32,265,000 |
| Equity capital | 31,194,000 | 32,069,000 | 32,652,000 | 33,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,395,000 | 8,750,000 | 13,179,000 | 17,564,000 |
| Interest expense | 884,000 | 1,825,000 | 2,858,000 | 3,958,000 |
| Net interest income | 3,511,000 | 6,925,000 | 10,321,000 | 13,606,000 |
| Noninterest income | 255,000 | 1,133,000 | 1,638,000 | 2,180,000 |
| Noninterest expense | 3,093,000 | 5,910,000 | 8,643,000 | 11,951,000 |
| Provision for loan losses | 443,000 | 818,000 | 1,143,000 | 1,358,000 |
| Pretax income | 230,000 | 1,330,000 | 2,173,000 | 2,477,000 |
| Income tax | 78,000 | 291,000 | 577,000 | 680,000 |
| Net income | 152,000 | 1,039,000 | 1,596,000 | 1,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,167,000 | 32,064,000 | 32,604,000 | 33,767,000 |
| Total capital | 33,653,000 | 34,474,000 | 34,990,000 | 36,174,000 |
| Risk-weighted assets | 198,018,000 | 192,345,000 | 190,429,000 | 192,275,000 |