Call reports 2004
1ST SECURITY BANK OF WASHINGTON — 2004
What 1ST SECURITY BANK OF WASHINGTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Total assets | 280,568,000 | 273,139,000 | 260,578,000 |
| Total loans | 244,097,000 | 240,177,000 | 228,467,000 |
| Allowance for loan losses | 3,047,000 | 2,940,000 | 3,288,000 |
| Securities available for sale | 1,498,000 | 1,523,000 | 1,523,000 |
| Securities held to maturity | 10,000,000 | 10,000,000 | 8,000,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 243,152,000 | 228,118,000 | 223,172,000 |
| Interest-bearing deposits | 208,339,000 | 194,650,000 | 189,635,000 |
| Noninterest-bearing deposits | 34,813,000 | 33,468,000 | 33,537,000 |
| Equity capital | 30,387,000 | 30,721,000 | 31,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Interest income | 8,985,000 | 14,992,000 | 19,136,000 |
| Interest expense | 1,929,000 | 2,845,000 | 3,718,000 |
| Net interest income | 7,056,000 | 12,147,000 | 15,418,000 |
| Noninterest income | 1,567,000 | 701,000 | 1,044,000 |
| Noninterest expense | 6,727,000 | 10,369,000 | 12,767,000 |
| Provision for loan losses | 1,372,000 | 1,645,000 | 2,525,000 |
| Pretax income | 524,000 | 834,000 | 1,170,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 524,000 | 834,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Tier 1 capital | 30,387,000 | 30,721,000 | 31,039,000 |
| Total capital | 33,182,000 | 33,263,000 | 33,528,000 |
| Risk-weighted assets | 223,326,000 | 202,936,000 | 198,322,000 |