Call reports 2016
FIRST AMERICAN BANK, NATIONAL ASSOCIATION — 2016
What FIRST AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 169,723,000 | 171,709,000 | 184,911,000 | 176,205,000 |
| Total loans | 128,549,000 | 136,405,000 | 135,980,000 | 142,699,000 |
| Allowance for loan losses | 1,472,000 | 1,529,000 | 1,522,000 | 1,572,000 |
| Securities available for sale | 14,485,000 | 14,206,000 | 13,184,000 | 17,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,708,000 | 153,175,000 | 166,005,000 | 158,902,000 |
| Interest-bearing deposits | 120,404,000 | 120,009,000 | 125,884,000 | 121,348,000 |
| Noninterest-bearing deposits | 31,304,000 | 33,165,000 | 40,121,000 | 37,554,000 |
| Equity capital | 16,425,000 | 16,791,000 | 17,167,000 | 16,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,425,000 | 5,230,000 | 6,984,000 |
| Interest expense | 171,000 | 338,000 | 508,000 | 679,000 |
| Net interest income | 1,511,000 | 3,087,000 | 4,722,000 | 6,305,000 |
| Noninterest income | 183,000 | 330,000 | 658,000 | 924,000 |
| Noninterest expense | 1,486,000 | 2,923,000 | 4,444,000 | 5,897,000 |
| Provision for loan losses | 12,000 | 69,000 | 126,000 | 176,000 |
| Pretax income | 196,000 | 471,000 | 938,000 | 1,300,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 195,000 | 470,000 | 937,000 | 1,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,005,000 | 16,292,000 | 16,772,000 | 16,795,000 |
| Total capital | 17,477,000 | 17,821,000 | 18,294,000 | 18,367,000 |
| Risk-weighted assets | 134,952,000 | 141,221,000 | 142,445,000 | 142,688,000 |