Call reports 2014
FIRST AMERICAN BANK, NATIONAL ASSOCIATION — 2014
What FIRST AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,093,000 | 161,921,000 | 174,989,000 | 174,517,000 |
| Total loans | 119,748,000 | 117,847,000 | 121,459,000 | 122,474,000 |
| Allowance for loan losses | 865,000 | 873,000 | 969,000 | 1,270,000 |
| Securities available for sale | 13,006,000 | 13,091,000 | 12,543,000 | 12,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,604,000 | 142,365,000 | 155,865,000 | 155,030,000 |
| Interest-bearing deposits | 112,785,000 | 116,500,000 | 123,609,000 | 121,323,000 |
| Noninterest-bearing deposits | 24,819,000 | 25,865,000 | 32,256,000 | 33,707,000 |
| Equity capital | 15,369,000 | 15,515,000 | 15,626,000 | 15,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 3,055,000 | 4,790,000 | 6,843,000 |
| Interest expense | 172,000 | 367,000 | 572,000 | 766,000 |
| Net interest income | 1,124,000 | 2,688,000 | 4,218,000 | 6,077,000 |
| Noninterest income | 687,000 | 873,000 | 1,066,000 | 1,300,000 |
| Noninterest expense | 1,259,000 | 2,784,000 | 4,283,000 | 5,759,000 |
| Provision for loan losses | 0 | 6,000 | 98,000 | 398,000 |
| Pretax income | 552,000 | 771,000 | 903,000 | 1,220,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 552,000 | 770,000 | 902,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,896,000 | 14,909,000 | 15,061,000 | 15,097,000 |
| Total capital | 15,761,000 | 15,782,000 | 16,030,000 | 16,367,000 |
| Risk-weighted assets | 119,937,000 | 115,244,000 | 118,403,000 | 119,271,000 |