Call reports 2009
FIRST AMERICAN BANK, NATIONAL ASSOCIATION — 2009
What FIRST AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 59,081,000 | 61,079,000 | 63,412,000 | 68,376,000 |
| Total loans | 46,960,000 | 50,871,000 | 49,841,000 | 49,511,000 |
| Allowance for loan losses | 576,000 | 598,000 | 610,000 | 610,000 |
| Securities available for sale | 6,643,000 | 6,509,000 | 8,428,000 | 13,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,982,000 | 50,409,000 | 53,016,000 | 54,993,000 |
| Interest-bearing deposits | 44,971,000 | 47,629,000 | 50,411,000 | 52,239,000 |
| Noninterest-bearing deposits | 2,011,000 | 2,780,000 | 2,605,000 | 2,754,000 |
| Equity capital | 6,663,000 | 6,393,000 | 6,934,000 | 6,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,593,000 | 2,457,000 | 3,344,000 |
| Interest expense | 341,000 | 697,000 | 1,040,000 | 1,354,000 |
| Net interest income | 429,000 | 896,000 | 1,417,000 | 1,990,000 |
| Noninterest income | 150,000 | 333,000 | 471,000 | 560,000 |
| Noninterest expense | 861,000 | 1,670,000 | 2,466,000 | 3,229,000 |
| Provision for loan losses | 46,000 | 122,000 | 288,000 | 288,000 |
| Pretax income | -328,000 | -563,000 | -866,000 | -967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -328,000 | -563,000 | -866,000 | -967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,576,000 | 6,341,000 | 6,839,000 | 6,738,000 |
| Total capital | 7,152,000 | 6,939,000 | 7,449,000 | 7,348,000 |
| Risk-weighted assets | 46,814,000 | 50,185,000 | 49,453,000 | 49,501,000 |