Call reports 2008
FIRST AMERICAN BANK, NATIONAL ASSOCIATION — 2008
What FIRST AMERICAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 30,219,000 | 34,527,000 | 40,299,000 | 49,968,000 |
| Total loans | 26,381,000 | 31,313,000 | 36,235,000 | 42,841,000 |
| Allowance for loan losses | 250,000 | 318,000 | 390,000 | 522,000 |
| Securities available for sale | 0 | 0 | 0 | 3,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,823,000 | 24,904,000 | 32,034,000 | 39,911,000 |
| Interest-bearing deposits | 18,615,000 | 22,198,000 | 29,599,000 | 37,154,000 |
| Noninterest-bearing deposits | 3,208,000 | 2,706,000 | 2,435,000 | 2,757,000 |
| Equity capital | 8,110,000 | 7,667,000 | 7,751,000 | 6,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,066,000 | 1,635,000 | 2,288,000 |
| Interest expense | 180,000 | 376,000 | 624,000 | 943,000 |
| Net interest income | 333,000 | 690,000 | 1,011,000 | 1,345,000 |
| Noninterest income | 287,000 | 551,000 | 807,000 | 1,015,000 |
| Noninterest expense | 985,000 | 1,981,000 | 2,955,000 | 3,712,000 |
| Provision for loan losses | 86,000 | 154,000 | 226,000 | 858,000 |
| Pretax income | -451,000 | -894,000 | -1,363,000 | -2,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -451,000 | -894,000 | -1,363,000 | -2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,110,000 | 7,667,000 | 7,751,000 | 6,904,000 |
| Total capital | 8,360,000 | 7,985,000 | 8,141,000 | 7,426,000 |
| Risk-weighted assets | 27,482,000 | 31,982,000 | 36,444,000 | 44,272,000 |