Call reports 2026
JEFFERSON BANK, THE — 2026
What JEFFERSON BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 202,502,000 | 210,778,000 |
| Total loans | 149,687,000 | 164,291,000 |
| Allowance for loan losses | 7,502,000 | 7,557,000 |
| Securities available for sale | 30,351,000 | 33,663,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 167,368,000 | 174,816,000 |
| Interest-bearing deposits | 137,292,000 | 146,748,000 |
| Noninterest-bearing deposits | 30,076,000 | 28,068,000 |
| Equity capital | 34,144,000 | 35,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,766,000 | 7,552,000 |
| Interest expense | 1,125,000 | 2,447,000 |
| Net interest income | 2,641,000 | 5,105,000 |
| Noninterest income | 137,000 | 162,000 |
| Noninterest expense | 1,141,000 | 2,167,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,637,000 | 3,100,000 |
| Income tax | 441,000 | 848,000 |
| Net income | 1,196,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,281,000 | 36,187,000 |
| Total capital | 37,716,000 | 38,811,000 |
| Risk-weighted assets | 189,771,000 | 204,977,000 |