Call reports 2025
JEFFERSON BANK, THE — 2025
What JEFFERSON BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 166,053,000 | 180,800,000 | 182,542,000 | 195,560,000 |
| Total loans | 131,091,000 | 133,431,000 | 137,221,000 | 125,416,000 |
| Allowance for loan losses | 7,005,000 | 7,005,000 | 6,917,000 | 7,501,000 |
| Securities available for sale | 28,055,000 | 28,194,000 | 28,465,000 | 30,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,361,000 | 147,178,000 | 147,890,000 | 161,487,000 |
| Interest-bearing deposits | 98,907,000 | 113,364,000 | 116,476,000 | 119,078,000 |
| Noninterest-bearing deposits | 34,454,000 | 33,814,000 | 31,414,000 | 42,409,000 |
| Equity capital | 31,786,000 | 32,781,000 | 33,728,000 | 33,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,303,000 | 6,561,000 | 9,644,000 | 12,711,000 |
| Interest expense | 1,005,000 | 2,016,000 | 3,155,000 | 4,303,000 |
| Net interest income | 2,298,000 | 4,545,000 | 6,489,000 | 8,408,000 |
| Noninterest income | 35,000 | 62,000 | 88,000 | 139,000 |
| Noninterest expense | 1,058,000 | 2,005,000 | 2,935,000 | 5,482,000 |
| Provision for loan losses | 0 | 0 | 0 | 725,000 |
| Pretax income | 1,275,000 | 2,602,000 | 3,642,000 | 2,340,000 |
| Income tax | 338,000 | 692,000 | 954,000 | 211,000 |
| Net income | 937,000 | 1,910,000 | 2,688,000 | 2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,496,000 | 34,318,000 | 34,946,000 | 34,236,000 |
| Total capital | 35,614,000 | 36,537,000 | 37,188,000 | 36,381,000 |
| Risk-weighted assets | 164,571,000 | 172,710,000 | 174,695,000 | 166,216,000 |