Call reports 2024
JEFFERSON BANK, THE — 2024
What JEFFERSON BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 168,031,000 | 175,845,000 | 181,001,000 | 171,645,000 |
| Total loans | 123,017,000 | 130,900,000 | 128,100,000 | 123,992,000 |
| Allowance for loan losses | 6,005,000 | 6,007,000 | 6,013,000 | 7,004,000 |
| Securities available for sale | 29,595,000 | 28,956,000 | 28,646,000 | 27,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,519,000 | 144,314,000 | 138,317,000 | 139,966,000 |
| Interest-bearing deposits | 106,206,000 | 114,092,000 | 106,573,000 | 102,052,000 |
| Noninterest-bearing deposits | 31,313,000 | 30,222,000 | 31,744,000 | 37,914,000 |
| Equity capital | 29,256,000 | 30,220,000 | 31,696,000 | 30,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,254,000 | 6,498,000 | 9,750,000 | 12,859,000 |
| Interest expense | 912,000 | 1,950,000 | 3,141,000 | 4,275,000 |
| Net interest income | 2,342,000 | 4,548,000 | 6,609,000 | 8,584,000 |
| Noninterest income | 29,000 | 57,000 | 86,000 | 413,000 |
| Noninterest expense | 765,000 | 1,647,000 | 2,529,000 | 6,185,000 |
| Provision for loan losses | -175,000 | -175,000 | -175,000 | 825,000 |
| Pretax income | 1,781,000 | 3,133,000 | 4,338,000 | 1,984,000 |
| Income tax | 476,000 | 835,000 | 1,152,000 | -969,000 |
| Net income | 1,305,000 | 2,298,000 | 3,186,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,808,000 | 32,653,000 | 33,390,000 | 32,708,000 |
| Total capital | 33,951,000 | 34,884,000 | 35,540,000 | 34,827,000 |
| Risk-weighted assets | 167,576,000 | 174,572,000 | 168,140,000 | 164,611,000 |