Call reports 2023
JEFFERSON BANK, THE — 2023
What JEFFERSON BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 147,185,000 | 146,102,000 | 152,624,000 | 156,401,000 |
| Total loans | 106,037,000 | 110,158,000 | 112,395,000 | 114,857,000 |
| Allowance for loan losses | 5,005,000 | 5,005,000 | 5,016,000 | 6,000,000 |
| Securities available for sale | 32,939,000 | 32,071,000 | 30,335,000 | 30,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,833,000 | 116,247,000 | 122,948,000 | 124,166,000 |
| Interest-bearing deposits | 87,030,000 | 88,045,000 | 97,297,000 | 85,936,000 |
| Noninterest-bearing deposits | 35,803,000 | 28,202,000 | 25,651,000 | 38,230,000 |
| Equity capital | 23,941,000 | 24,464,000 | 27,874,000 | 28,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,842,000 | 5,258,000 | 7,846,000 | 10,798,000 |
| Interest expense | 449,000 | 1,034,000 | 1,857,000 | 2,704,000 |
| Net interest income | 2,393,000 | 4,224,000 | 5,989,000 | 8,094,000 |
| Noninterest income | 50,000 | 83,000 | 5,072,000 | 5,559,000 |
| Noninterest expense | 720,000 | 1,534,000 | 2,859,000 | 5,691,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,022,000 |
| Pretax income | 1,723,000 | 2,773,000 | 8,202,000 | 6,940,000 |
| Income tax | 455,000 | 734,000 | 2,192,000 | 917,000 |
| Net income | 1,268,000 | 2,039,000 | 6,010,000 | 6,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,547,000 | 27,451,000 | 31,192,000 | 30,654,000 |
| Total capital | 28,563,000 | 29,507,000 | 33,227,000 | 32,687,000 |
| Risk-weighted assets | 158,265,000 | 161,569,000 | 159,792,000 | 158,639,000 |