Call reports 2022
JEFFERSON BANK, THE — 2022
What JEFFERSON BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 145,293,000 | 168,595,000 | 163,852,000 | 151,538,000 |
| Total loans | 107,534,000 | 121,876,000 | 114,374,000 | 106,021,000 |
| Allowance for loan losses | 4,427,000 | 4,433,000 | 4,437,000 | 5,000,000 |
| Securities available for sale | 35,354,000 | 33,794,000 | 32,870,000 | 32,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,092,000 | 136,168,000 | 131,106,000 | 128,954,000 |
| Interest-bearing deposits | 97,067,000 | 101,764,000 | 98,206,000 | 86,480,000 |
| Noninterest-bearing deposits | 21,025,000 | 34,404,000 | 32,900,000 | 42,474,000 |
| Equity capital | 22,302,000 | 22,018,000 | 22,350,000 | 22,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,056,000 | 6,210,000 | 8,675,000 |
| Interest expense | 283,000 | 594,000 | 958,000 | 1,366,000 |
| Net interest income | 1,731,000 | 3,462,000 | 5,252,000 | 7,309,000 |
| Noninterest income | 29,000 | 232,000 | 266,000 | 346,000 |
| Noninterest expense | 656,000 | 1,465,000 | 2,217,000 | 5,145,000 |
| Provision for loan losses | 0 | 0 | -101,000 | 620,000 |
| Pretax income | 1,104,000 | 2,229,000 | 3,402,000 | 1,890,000 |
| Income tax | 291,000 | 587,000 | 896,000 | -727,000 |
| Net income | 813,000 | 1,642,000 | 2,506,000 | 2,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,078,000 | 24,757,000 | 25,471,000 | 25,433,000 |
| Total capital | 26,013,000 | 26,873,000 | 27,491,000 | 27,456,000 |
| Risk-weighted assets | 152,347,000 | 166,935,000 | 159,193,000 | 158,897,000 |