Call reports 2021
JEFFERSON BANK, THE — 2021
What JEFFERSON BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 142,439,000 | 144,887,000 | 133,824,000 | 138,260,000 |
| Total loans | 90,447,000 | 100,087,000 | 86,881,000 | 98,244,000 |
| Allowance for loan losses | 4,042,000 | 4,071,000 | 3,915,000 | 4,421,000 |
| Securities available for sale | 42,390,000 | 40,474,000 | 39,529,000 | 37,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,480,000 | 113,738,000 | 107,907,000 | 107,324,000 |
| Interest-bearing deposits | 100,571,000 | 96,085,000 | 90,906,000 | 88,372,000 |
| Noninterest-bearing deposits | 18,909,000 | 17,653,000 | 17,001,000 | 18,952,000 |
| Equity capital | 22,665,000 | 22,720,000 | 24,514,000 | 22,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,983,000 | 3,703,000 | 5,341,000 | 6,995,000 |
| Interest expense | 424,000 | 769,000 | 1,099,000 | 1,397,000 |
| Net interest income | 1,559,000 | 2,934,000 | 4,242,000 | 5,598,000 |
| Noninterest income | 82,000 | 82,000 | 1,956,000 | 2,057,000 |
| Noninterest expense | 793,000 | 1,663,000 | 2,540,000 | 4,790,000 |
| Provision for loan losses | -77,000 | -101,000 | -275,000 | 225,000 |
| Pretax income | 925,000 | 1,454,000 | 3,933,000 | 2,640,000 |
| Income tax | 224,000 | 363,000 | 982,000 | 736,000 |
| Net income | 701,000 | 1,091,000 | 2,951,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,440,000 | 22,720,000 | 24,471,000 | 23,014,000 |
| Total capital | 24,086,000 | 24,491,000 | 26,038,000 | 24,802,000 |
| Risk-weighted assets | 129,320,000 | 139,504,000 | 122,983,000 | 140,426,000 |