Call reports 2020
JEFFERSON BANK, THE — 2020
What JEFFERSON BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 129,872,000 | 151,658,000 | 148,781,000 | 150,107,000 |
| Total loans | 87,541,000 | 101,942,000 | 106,100,000 | 91,954,000 |
| Allowance for loan losses | 3,696,000 | 3,610,000 | 3,638,000 | 4,099,000 |
| Securities available for sale | 25,379,000 | 23,374,000 | 35,451,000 | 41,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,755,000 | 127,988,000 | 125,122,000 | 127,322,000 |
| Interest-bearing deposits | 93,680,000 | 114,402,000 | 111,634,000 | 110,951,000 |
| Noninterest-bearing deposits | 13,075,000 | 13,586,000 | 13,488,000 | 16,371,000 |
| Equity capital | 22,816,000 | 23,293,000 | 23,294,000 | 22,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,172,000 | 4,085,000 | 5,876,000 | 7,692,000 |
| Interest expense | 504,000 | 1,029,000 | 1,549,000 | 2,024,000 |
| Net interest income | 1,668,000 | 3,056,000 | 4,327,000 | 5,668,000 |
| Noninterest income | 658,000 | 693,000 | 732,000 | 1,002,000 |
| Noninterest expense | 794,000 | 1,697,000 | 2,588,000 | 4,492,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 1,659,000 | 2,179,000 | 2,598,000 | 1,805,000 |
| Income tax | 409,000 | 523,000 | 636,000 | 509,000 |
| Net income | 1,250,000 | 1,656,000 | 1,962,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,332,000 | 22,631,000 | 22,626,000 | 21,851,000 |
| Total capital | 23,745,000 | 24,134,000 | 24,275,000 | 23,569,000 |
| Risk-weighted assets | 110,753,000 | 118,099,000 | 129,939,000 | 135,125,000 |