Call reports 2019
JEFFERSON BANK, THE — 2019
What JEFFERSON BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,542,000 | 128,286,000 | 125,564,000 | 124,650,000 |
| Total loans | 84,739,000 | 90,430,000 | 90,678,000 | 80,482,000 |
| Allowance for loan losses | 4,395,000 | 4,361,000 | 4,361,000 | 3,775,000 |
| Securities available for sale | 24,376,000 | 22,613,000 | 23,396,000 | 24,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,351,000 | 105,542,000 | 102,318,000 | 102,841,000 |
| Interest-bearing deposits | 88,895,000 | 93,513,000 | 90,311,000 | 89,977,000 |
| Noninterest-bearing deposits | 15,456,000 | 12,029,000 | 12,007,000 | 12,864,000 |
| Equity capital | 21,880,000 | 22,392,000 | 22,765,000 | 21,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,375,000 | 4,287,000 | 6,089,000 | 7,905,000 |
| Interest expense | 408,000 | 880,000 | 1,393,000 | 1,905,000 |
| Net interest income | 1,967,000 | 3,407,000 | 4,696,000 | 6,000,000 |
| Noninterest income | 832,000 | 877,000 | 925,000 | 1,249,000 |
| Noninterest expense | 800,000 | 1,602,000 | 2,393,000 | 4,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,500,000 |
| Pretax income | 1,999,000 | 2,682,000 | 3,228,000 | 1,529,000 |
| Income tax | 527,000 | 692,000 | 830,000 | 185,000 |
| Net income | 1,472,000 | 1,990,000 | 2,398,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,798,000 | 22,050,000 | 22,352,000 | 21,191,000 |
| Total capital | 23,097,000 | 23,363,000 | 23,752,000 | 22,513,000 |
| Risk-weighted assets | 100,789,000 | 101,979,000 | 109,063,000 | 103,347,000 |