Call reports 2018
JEFFERSON BANK, THE — 2018
What JEFFERSON BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 118,600,000 | 130,400,000 | 137,388,000 | 130,081,000 |
| Total loans | 84,207,000 | 96,647,000 | 105,087,000 | 91,487,000 |
| Allowance for loan losses | 2,422,000 | 2,396,000 | 2,396,000 | 4,394,000 |
| Securities available for sale | 28,528,000 | 28,512,000 | 27,516,000 | 27,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,583,000 | 90,732,000 | 89,752,000 | 99,569,000 |
| Interest-bearing deposits | 76,428,000 | 76,425,000 | 76,865,000 | 83,870,000 |
| Noninterest-bearing deposits | 21,155,000 | 14,307,000 | 12,887,000 | 15,699,000 |
| Equity capital | 19,639,000 | 20,614,000 | 21,314,000 | 20,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,141,000 | 6,199,000 | 8,253,000 |
| Interest expense | 208,000 | 486,000 | 853,000 | 1,294,000 |
| Net interest income | 2,022,000 | 3,655,000 | 5,346,000 | 6,959,000 |
| Noninterest income | 87,000 | 810,000 | 1,211,000 | 1,286,000 |
| Noninterest expense | 784,000 | 1,610,000 | 2,410,000 | 5,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000,000 |
| Pretax income | 1,325,000 | 2,855,000 | 4,147,000 | 1,199,000 |
| Income tax | 349,000 | 743,000 | 1,079,000 | -714,000 |
| Net income | 976,000 | 2,112,000 | 3,068,000 | 1,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,611,000 | 20,844,000 | 21,293,000 | 20,431,000 |
| Total capital | 20,849,000 | 22,200,000 | 22,741,000 | 21,743,000 |
| Risk-weighted assets | 97,822,000 | 107,506,000 | 114,903,000 | 101,875,000 |