Call reports 2017
JEFFERSON BANK, THE — 2017
What JEFFERSON BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 133,490,000 | 122,998,000 | 125,728,000 | 115,849,000 |
| Total loans | 79,860,000 | 91,358,000 | 88,723,000 | 78,831,000 |
| Allowance for loan losses | 1,930,000 | 1,914,000 | 1,918,000 | 2,418,000 |
| Securities available for sale | 26,972,000 | 26,987,000 | 25,639,000 | 22,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,302,000 | 102,047,000 | 96,078,000 | 86,451,000 |
| Interest-bearing deposits | 94,514,000 | 88,499,000 | 82,869,000 | 72,688,000 |
| Noninterest-bearing deposits | 19,788,000 | 13,548,000 | 13,209,000 | 13,763,000 |
| Equity capital | 18,435,000 | 18,940,000 | 19,311,000 | 19,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,409,000 | 5,304,000 | 6,882,000 |
| Interest expense | 118,000 | 310,000 | 525,000 | 748,000 |
| Net interest income | 1,630,000 | 3,099,000 | 4,779,000 | 6,134,000 |
| Noninterest income | 770,000 | 837,000 | 894,000 | 1,200,000 |
| Noninterest expense | 754,000 | 1,505,000 | 2,417,000 | 4,203,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 1,646,000 | 2,431,000 | 3,256,000 | 2,631,000 |
| Income tax | 631,000 | 930,000 | 1,249,000 | 451,000 |
| Net income | 1,015,000 | 1,501,000 | 2,007,000 | 2,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,422,000 | 18,799,000 | 19,198,000 | 19,262,000 |
| Total capital | 19,598,000 | 20,056,000 | 20,432,000 | 20,404,000 |
| Risk-weighted assets | 93,328,000 | 99,940,000 | 98,025,000 | 90,080,000 |