Call reports 2016
JEFFERSON BANK, THE — 2016
What JEFFERSON BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 100,957,000 | 118,145,000 | 121,340,000 | 108,530,000 |
| Total loans | 61,284,000 | 79,652,000 | 88,893,000 | 76,540,000 |
| Allowance for loan losses | 1,502,000 | 1,506,000 | 1,479,000 | 1,930,000 |
| Securities available for sale | 32,950,000 | 30,280,000 | 26,311,000 | 27,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,467,000 | 89,084,000 | 97,379,000 | 90,912,000 |
| Interest-bearing deposits | 65,166,000 | 72,760,000 | 82,388,000 | 73,419,000 |
| Noninterest-bearing deposits | 17,301,000 | 16,324,000 | 14,991,000 | 17,493,000 |
| Equity capital | 17,845,000 | 18,161,000 | 18,481,000 | 17,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 3,008,000 | 4,510,000 | 5,922,000 |
| Interest expense | 72,000 | 147,000 | 274,000 | 401,000 |
| Net interest income | 1,332,000 | 2,861,000 | 4,236,000 | 5,521,000 |
| Noninterest income | 343,000 | 707,000 | 782,000 | 870,000 |
| Noninterest expense | 686,000 | 1,449,000 | 2,229,000 | 3,881,000 |
| Provision for loan losses | 0 | 0 | 0 | 450,000 |
| Pretax income | 991,000 | 2,121,000 | 2,791,000 | 2,062,000 |
| Income tax | 367,000 | 750,000 | 985,000 | 807,000 |
| Net income | 624,000 | 1,371,000 | 1,806,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,581,000 | 17,845,000 | 18,172,000 | 17,513,000 |
| Total capital | 18,514,000 | 18,999,000 | 19,396,000 | 18,559,000 |
| Risk-weighted assets | 74,082,000 | 91,946,000 | 97,679,000 | 82,817,000 |