Call reports 2015
JEFFERSON BANK, THE — 2015
What JEFFERSON BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,433,000 | 117,336,000 | 120,624,000 | 100,707,000 |
| Total loans | 55,465,000 | 70,913,000 | 72,161,000 | 60,777,000 |
| Allowance for loan losses | 1,508,000 | 1,506,000 | 1,505,000 | 1,506,000 |
| Securities available for sale | 43,952,000 | 40,382,000 | 38,610,000 | 35,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,113,000 | 86,844,000 | 87,485,000 | 81,190,000 |
| Interest-bearing deposits | 62,469,000 | 69,316,000 | 71,259,000 | 64,505,000 |
| Noninterest-bearing deposits | 20,644,000 | 17,528,000 | 16,226,000 | 16,685,000 |
| Equity capital | 17,054,000 | 17,218,000 | 17,710,000 | 17,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,657,000 | 4,087,000 | 5,220,000 |
| Interest expense | 62,000 | 137,000 | 212,000 | 284,000 |
| Net interest income | 1,221,000 | 2,520,000 | 3,875,000 | 4,936,000 |
| Noninterest income | 109,000 | 268,000 | 353,000 | 404,000 |
| Noninterest expense | 654,000 | 1,388,000 | 2,087,000 | 3,492,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 676,000 | 1,428,000 | 2,170,000 | 1,875,000 |
| Income tax | 261,000 | 573,000 | 859,000 | 667,000 |
| Net income | 415,000 | 855,000 | 1,311,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,861,000 | 17,192,000 | 17,467,000 | 17,079,000 |
| Total capital | 17,720,000 | 18,229,000 | 18,503,000 | 17,966,000 |
| Risk-weighted assets | 68,067,000 | 82,470,000 | 82,413,000 | 70,378,000 |