Call reports 2012
JEFFERSON BANK, THE — 2012
What JEFFERSON BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 101,485,000 | 93,369,000 | 93,260,000 | 93,335,000 |
| Total loans | 40,413,000 | 53,652,000 | 51,958,000 | 42,404,000 |
| Allowance for loan losses | 1,289,000 | 1,290,000 | 1,290,000 | 1,487,000 |
| Securities available for sale | 39,306,000 | 31,612,000 | 27,212,000 | 33,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,959,000 | 76,547,000 | 76,161,000 | 77,396,000 |
| Interest-bearing deposits | 66,509,000 | 61,411,000 | 59,365,000 | 57,198,000 |
| Noninterest-bearing deposits | 17,450,000 | 15,136,000 | 16,796,000 | 20,198,000 |
| Equity capital | 15,482,000 | 16,081,000 | 16,352,000 | 15,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,399,000 | 3,546,000 | 4,430,000 |
| Interest expense | 119,000 | 218,000 | 310,000 | 395,000 |
| Net interest income | 1,092,000 | 2,181,000 | 3,236,000 | 4,035,000 |
| Noninterest income | 1,939,000 | 2,436,000 | 2,741,000 | 3,018,000 |
| Noninterest expense | 695,000 | 1,476,000 | 2,206,000 | 3,609,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 2,608,000 | 3,551,000 | 4,181,000 | 3,606,000 |
| Income tax | 950,000 | 1,246,000 | 1,576,000 | 1,770,000 |
| Net income | 1,658,000 | 2,305,000 | 2,605,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,099,000 | 15,640,000 | 15,830,000 | 15,066,000 |
| Total capital | 15,773,000 | 16,363,000 | 16,533,000 | 15,708,000 |
| Risk-weighted assets | 53,291,000 | 57,253,000 | 55,651,000 | 50,551,000 |